MoneyLion: Bank & Finance App

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Aug 11, 2022
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Personal finance, mobile banking, cash advances, investing, & more — simplified.

Serving customers 24/7 via phone, chat, and email.


– Get paid up to two days early.1
– Earn up to $500 every day just by shaking your phone with Shake 'N' Bank.

– Get access to up to $250 in 0% APR cash advances.
– Access up to $1,000 with qualifying recurring direct deposits into RoarMoney.2

Round Ups3
– Invest while you spend.
– Start small and build with confidence.

The press seems to like us
“Top 50 Most Innovative Fintech Companies In 2020” — Forbes (2/2/20)

MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles designed are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

1 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

2 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and for additional terms, conditions and eligibility requirements.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

Shake 'N' Bank and other Rewards are subject to terms and conditions, see here.

This optional offer is not a Pathward product or service. Credit Builder Plus loan fixed rates from 5.99% APR to 29.99% APR. The minimum and maximum loan term for all loans is 12 months, there is no penalty for early payoff. Payment example: If you take out a $1,000 loan with a 12-month term, a fixed APR of 29.99%, your monthly payment would be $97.48 ($72.49 principal and $24.99 Interest), with a total lifetime payment of $1,169.79. If you choose to be matched with a non-affiliate lending marketplace, then your rate and term may be outside the range listed above. Loans may not be available in all states. Interest rate caps may be lower in some states due to legal requirements. Credit Builder Plus loan rates are subject to change. Not all applicants qualify for the lowest rate.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclosures relating to the MoneyLion Investment Account, see Investment FAQs (, Form ADV Brochure (, and Accounts are subject to a monthly account fee of $1, $3 (accounts valued over $5,000), or $5 (accounts valued over $25,000).

Cryptocurrency services are powered by Zero Hash and are subject to separate terms and conditions. Cryptocurrency assets custodied by Zero Hash are not subject to FDIC or SIPC insurance.

What's new

MoneyLion has made some important updates to this version of the app.
We fixed bugs and added some content that you should really check out.

We have filled the app with informative videos to help you learn more about your finances.

We’ve got influencers like:
Kate Philips with Bougie on a Budget helping you payless for everyday items
Michela Allocca helping you with your finance in her Best Friend Financial (BFF) series

MoneyLion is here to help you learn how to improve your finances.