Cleo

** Featured App of the Day ** — Apple App Store
** Best Money Management App of 2020 ** — This is Money
** Best Budgeting App of 2019 ** — Marie Claire

Glide your way to payday with Cleo – the money app that’s got your back. Trusted by 4+ million users, Cleo helps you money like a boss with powerful tools and cutting-edge AI. Want to know what you can spend on takeout ? Need $100 for bills? Saving up to buy a house? Cleo’s got your back.

Sign up for free in just 2 minutes and get:

BUDGETING
By using AI to create personalized smart budgets for every customer, Cleo is helping people improve their budgeting skills worldwide. ‘Can I afford it?’, just ask Cleo. With a spending breakdown, help on bills, practical advice and an actual personality, budgeting like a boss has never been easier. Don’t be someone who lives in denial – get a budget.

SAVING
Saving money is a drag, but not when you’ve got an intelligent AI bot like Cleo dragging you for your spending. With Save goals, hacks and autosave features all experienced through interaction with Cleo herself, you save money fast and have fun in the process. That boring stigma’s broken.

MEET CLEO
Get you an app that does Roast Mode. Sometimes you need to be told you’re a high-flyer, sometimes you need to be rinsed. Thank God Cleo has fun (sometimes), funny (always) personality modes. Heavily including memes, duh.

Want more? Get Cleo Plus for $5.99 a month:

CREDIT SCORE COACHING
Your credit score is about to get a whole lot healthier. Our credit builder will make looking at your credit report way less scary, and you might even have fun in the process. Leave the confusing credit building to Cleo, you focus on feeling good about your money.

CASHBACK ON YOUR SPENDING

Get cashback on your favorite merchants automatically when you’ve got your debit card linked to Cleo – up to 7%.

UP TO $100 CASH ADVANCE (1)

– No interest (apr), no credit checks, no late payment fee, no origination fee or processing fees (inc. late payment)
– No mandatory minimum or maximum repayment time frame.
– Are there extra costs with your advance? No! Example for $100 cash advance: Cleo sends it to you and you pay it back on the day you set with no interest. So all you would owe is $100. Not bad.

CUSTOM CATEGORIES
As many as you want! Set aside money for a specific thing, or if you just need a better visualization on coffee spending. Want to spend a little more on groceries this week? Cleo shows your spending per category over the last few weeks, so you can set a limit that makes sense (and she’ll update you on how much you’ve got left-to-spend throughout the week).

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(1) Cleo Plus is our subscription service, which offers eligible users cashback on your money, information on your credit score and access to cash advances (“Cash Advance”). Advance amounts will vary based on eligibility. To learn more about eligibility, repayment and overall terms, please visit: meetcleo.com/terms

Learn more about how we share your data here: https://web.meetcleo.com/page/privacy-policy

Cleo uses bank-level SSL encryption to protect your data and your deposits. All savings held in FDIC-insured accounts with protection up to $250,000