Credit Box does not engage in money lending activities. The credit box is only a platform to facilitate formal registration and if we assist in the administration or recovery of the loan (as the case may be), the credit box complies with all applicable laws, including the RBI's Fair Practice Code (maybe).
Credit box is not directly involved in lending activities, but only provides a platform to facilitate registered non-banking financial companies (NBFCs) or banks to provide loans to users.
One of our main partners NBFC – RUBAL LEASING AND HOLDINGS LIMITED is a systemically important NBFC within the group of companies under the Credit box brand.
Let Credit box be your financial assistant, safe, convenient and efficient. Use Credit box so you don't have to ask anyone for help.
What does Credit box offers?
Competitive amount: ranging from Rs 9000 to Rs 90,000;
Flexible period: you can choose from 91 days to 180 days;
Affordable Annual Percentage Rates(APR) : 19% – 32%;
Service fee varies from 13% – 16%；
In addition, GST will be applicable only on the fee components as per Indian laws.
You need to be at least 18 years old.
Here are some examples of fees:
If your loan amount is 9000 rupees, the Annual Percentage Rate (APR) is 19%, the Loan Duration is 100 days, and the Processing fee is 13%，The details of other expenses are as follows:
Total Insterest: ₹ 9,000*19%(APR)*100/365= ₹ 468.49
Processing fees(PF) + GST: ₹ 9,000*13%+(₹ 9,000*13%)*18%= ₹ 1,380.6
In-Hand Amount: Loan Amount – (PF + GST） = ₹ 9,000- ₹ 1,380.6= ₹ 7,619.4
Total Repayable Amount: Loan Amount + Total Insterest = ₹ 9,000 + ₹ 468.49= ₹ 9,468.49
How to use Credit box?
Register – fill in information – wait for review – receive money. It's so convenient, it won't waste you 1 minute.
If you get the amount you wanted on the APP, please give us a five-star review, thank you!
Privacy and Security
Your data is protected with the highest level of encryption and will never be shared with anyone. The submitted audit information is only used for evaluation of your credit.
If you have any questions, feel free to contact us via email or WhatsApp Customer Service on the APP, working hours: 9:00-18:00.
Mail: [email protected]
Address: NH 171B, Kattakinda Palli, Andhra Pradesh 523108.