“Lenditt” your loan buddy is here to help and support when in need of Personal Loan for Salaried & self-employed Professionals.
• Instant personal loans from ₹ 10,000 to ₹ 50,000
• Interest rates range from 0% – 30% per annum based on the product availed
• Tenure 3 months to 6 months
• Processing fee starts at just ₹ 350 and can go up to 5% based on the loan amount and product availed
• Stamp charges of ₹310
• No membership or upfront fees
• No pre-payment charges
Example of loan calculation and total cost to customer assuming loan amount of ₹10,000 at 20% interest per annum for 3 months.
• Total Loan Amount: ₹10,000
• Interest Rate per annum: 20%
• Processing Charges: ₹350
• Stamp Charges: ₹310
• Amount which will be disbursed to Customer: ₹9,340
• Total repayment EMI : 3
• EMI per month: ₹3,779 (this includes principle of ₹3,557 + interest of ₹222)
• Total loan cost to Customer: ₹11,336 at the end of their loan tenure (this includes principle of ₹10,000 + processing fees of ₹350 + stamp duty of ₹310 + interest of ₹666)
*This is an indicative calculation, interest and other charges varies based on the profile
Loan Eligibility Criteria
1 – Minimum take-home salary per month ₹20K
2 – Salaried Individuals
3 -Above the age of 21
4 – You are located at: Bangalore, Mumbai, Navi Mumbai, Pune, Thane, Hyderabad, Chennai, Ahmedabad, Nagpur, Coimbatore, Kochi, Jamshedpur, Nashik
Documents Required
1 – PAN card
2 – Election Card or Driving License
3 – Aadhaar card
4 – Salary Slip or Official work email id
5 – Salary Account bank statement
6 – If address is other then Aadhaar then additional address proof (i.e. Rent agreement, Electricity bill, gas bill, etc.)
Why Choose Lenditt
1 – Quick turnaround time
2 – No prepayment charges, so you only pay for the days you use
3 – 100% paperless processing
4 – Build your Credit worthiness with Lenditt
5 – Instant Disbursal of your loan amount once approved
RBI approved partnered NBFC – Chinmay Finlease Ltd – A.01.00558
Interest and other Charges
1 – 0.10% to 0.40% per day depending on the risk profile
2 – 5% will be the processing charges
3 – ₹310 will be the stamp duty charges
Data Security & Privacy
• All the data are secure and safe with us
• Phone contact list will be uploaded to our server
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